If you’re a Florida resident considering adding a backyard oasis, the question on your mind might be, “how much does a swimming pool cost?” In Florida, a standard inground pool installation can range from $35,000 to $60,000, while ongoing maintenance can add an additional $1,200 to $1,800 annually. However, it’s crucial to consider all factors involved to make an informed decision.

Today we will be answering some questions about the cost of an inground pool in Florida.

  • What is the cost of installing an inground swimming pool in Florida?
  • How much does it cost to maintain a swimming pool in Florida?
  • Can a pool increase the value of a Florida home?

Let’s start the beach ball rolling!




Pros and Cons of Having a Pool in Florida

Florida is blessed with some amazing weather. Inground pools and tourism are not new in Florida. The 4th largest economy means that there is more money to spend on home improvements. We’ll look at the pros and cons to help you decide if a Florida pool is worth it.


  • Warm weather all year round means swimming is possible at any time.
  • Installation is easier on flat land.
  • Enjoy private time with your loved ones while soaking in the sun and H2O.
  • In Florida, pools are typically standard. This means that it won’t affect your home’s resale price.


  • Swimming all year round means maintenance and costs.
  • The pool may not add the value you want to your home (but it doesn’t always).


What Types of Pools Are Available in Florida

You have three choices when it comes to choosing an inground pool:

  • Concrete
  • Vinyl Liners
  • Fiberglass

Your subsequent inquiry might be, “Which type of inground pool is the most budget-friendly?” The answer to that question hinges on various factors, including installation intricacies, ongoing maintenance expenses, and the acquisition of necessary permits.

Concrete pools have consistently held a prominent position in the Florida market, a trend that is expected to persist. The pricing of concrete pools aligns closely with that of fiberglass pools. Notably, Gunite pools in Florida can be constructed with a reduced thickness, and labor costs tend to be more economical. While there is considerable interest in fiberglass pools within Florida, the number of builders specializing in this type is relatively limited. On the other hand, vinyl-lined pools emerge as the most cost-effective option in terms of initial pool installation expenditures.

Here is a quick overview of the costs associated with each pool type:


A concrete pool costs on average between $50,000 and $200,000. Again, on average. The cost of these pools may be even higher depending on the customization and other factors. Concrete is a versatile material that allows you to create any design or feature. This includes tanning ledges for the sun, beach entry, hot tubs, and much more. 

States without year-round mild weather are more likely to choose other types of pools because concrete tends to crack in cold weather. In Florida, this is no problem. These pools may be cheaper than others because Florida is a largely concrete market with a skilled workforce.


The upfront cost of this type is usually the lowest. The pools are manufactured in your backyard, so shipping costs are reduced. Installation of a vinyl swimming pool costs anywhere between $30,000 and $120,000. Important: Vinyl liner pools require regular replacement of the liners as part of routine maintenance. Typically, they are replaced every 5 to 9 to 10 years. The cost of these replacements will increase your pool maintenance budget.


The installation of an inground fiberglass pool may encompass a cost range spanning from $50,000 to $200,000. Notably, within this geographic area, the popularity of this particular pool type is on the rise. It’s important to note that the final cost of a fiberglass pool can escalate based on the specific features and accessories you opt for.

Over time, the fiberglass pool industry has witnessed numerous advancements and innovations. Previously characterized by limited options, today’s fiberglass pools offer an array of designs replete with desirable features such as built-in benches, tanning ledges, and more. Importantly, these enhancements often come at a higher cost when considering concrete or vinyl pool alternatives.

A distinguishing factor of fiberglass pools lies in their manufacturing process: they are fabricated within a controlled factory setting and subsequently transported to your location for installation. This approach affords fiberglass pool manufacturers superior quality control, ensuring that the product reaches you in impeccable condition.


Pool Maintenance in Florida

We often invoke the adage “a picture’s worth a thousand words” to elucidate the components of pool costs. Within this informative graphic, we delineate the myriad factors influencing the expenses associated with inground pools. This visual aid provides a projection of your costs spanning a 10-year timeframe. 

As we proceed, we will delve even deeper into this breakdown. It’s important to bear in mind that in Florida, your pool has the potential to remain operational throughout the entire year, potentially leading to maintenance costs exceeding our initial estimates.


Concrete pools possess a porous surface, creating an environment conducive to algae growth. Maintenance of this type of inground swimming pool necessitates regular brushing (approximately once per week) and periodic acid washing (roughly 3 to 5 times per year). Achieving a balanced pH level requires a higher concentration of chemicals due to the elevated acidity inherent in concrete. 

Over time, these chemicals gradually erode the pool’s surface, leading to the imperative of resurfacing every 10 to 15 years. When considering general pool maintenance, your 10-year expenditure may aggregate to $27,400.


These pools will necessitate a replacement liner, an expense that might amount to $4,500 over 10 years. In terms of chemical upkeep, they demand a comparatively lesser quantity than what’s needed for the maintenance of a concrete swimming pool, thereby potentially leading to cost savings in this aspect. Notably, the requirement for acid washes is eliminated. Incorporating additional pool maintenance expenditures, including electricity, a vinyl liner is estimated to cost around $11,500.


The fiberglass pool stands as the most favored choice primarily due to its minimal maintenance demands. However, it is important to emphasize that this does not equate to zero maintenance. Permit us to ascend the rooftop of clarity: “least maintenance” should not be misconstrued as “no maintenance.” Sustaining the pristine appearance of a fiberglass swimming pool hinges significantly on maintaining proper water chemistry.

Notably, chemical utilization and electricity expenses are comparably lower in comparison to alternative pool types. 


Other Factors to Consider About Pool Cost

Once we have addressed all the apparent factors, let’s shift our focus to a closer, more intricate examination of the finer points that could contribute to your ultimate expenses.

Specific stipulations pertain to the type of fence and alarm system necessary for private pools. As dictated by the Florida Residential Building Code and Florida Building Code, barrier fencing must be erected for any pool exceeding a depth of 24 inches. This requirement encompasses above-ground, inground, spas, hot tubs, and non-portable pools. 

Alternatively, you can consult your pool installer to ensure full compliance with local regulations. Our team at Florida Pool Patio is always available to answer any of your pool inquiries. 

You might have pondered the prevalence of swimming pools in every Florida home. Apart from the evident rationale (given the Sunshine State status), this attribute shouldn’t significantly impact your home’s valuation. As previously mentioned, the extent of your pool-related expenditures may hinge on your pool type and its maintenance needs. 

Due to the abundance of pool maintenance teams in the vicinity and ample resources, this potential concern might not hold substantial weight.


Key Takeaway – How Much Does a Swimming Pool Cost

Is investing in a pool in Florida a prudent choice? We firmly hold this belief, yet we also advocate for your independent research and exploration beyond the scope of this article to arrive at the optimal decision for your circumstances.

With the average inground pool installation in Florida ranging from $35,000 to $60,000, plus ongoing maintenance costs, careful budgeting is essential. However, the added value to your home and the joy of having your own private oasis make it a worthwhile consideration. Be sure to factor in all aspects of the project to make a well-informed decision that fits your lifestyle and financial means.

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